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Make informed choices instead of leaving it all to luck. By now, you probably recognize the patterns that lead to success or the stepping stones lying just beneath the surface of the water. Despite these basic certainties, however, there`s still so much that could go wrong. Avoid borrowing and lending, especially when large sums of money are involved. Don`t breach your practice or compromise your principles just because someone says it will be fun. You`re entitled to a good time, but it has to be on your terms. Anything else just wouldn`t feel right to you.